Protected transactions

Every payment goes through escrow

1
Buyer pays via MoMo
Money goes to Emeza's escrow — not directly to the seller.
2
Emeza holds payment
Funds are safe while the seller prepares and ships the order.
3
Buyer confirms receipt
Once you have the goods in hand, tap "Emeza" to confirm.
4
Seller gets paid
Payment released instantly to the seller's MoMo. Both sides win.
⏱ Auto-release after 48h
If the buyer doesn't confirm or file a dispute within 48 hours, payment is automatically released to the seller.
⚠ Dispute protection
Problems? File a dispute and your payment is frozen while Emeza investigates.
Fees
2% transaction fee on every protected payment. Free for buyers. Sellers receive 98% of the payment.